www.hihomeownership.org/homebuyer-education-schedules

There is a lot to learn about buying a home and it all centers around lessons everyone should master to excel financially in American society. If you want to make a big purchase, like a home, you need to have certain characteristics. I will list these qualities in my own words.

You need to be trustworthy with money. If you borrow, repay. If you make money, do not squander it.

You need to be the kind of person people will vouch for. Like the people who come up with your credit score.

If you make financial mistakes, fix them. Pay off anything in arrears. Talk to people so you can jointly come up with a payment plan

You need to have something to show for your efforts with money: such as a good reputation (credit score), saved money (down payment), and possessions visible to anyone who cares to look (collateral).

If you do these things with your money, a world will be opened to you because a good credit score allows you to purchase things you cannot afford outright. People trust you to pay your debts. You see, these is a way to live beyond your means. Educate yourself with basic personal finance lessons to learn how. This education is your plan of action.

View of the Diamond Head Crater and Waikīkī beach from the condo Regency Park, in the Kaimuki area of Honolulu.

You too can own the vantage point that shows this view. Go online and google “first time homebuyer free resources.” You can add your location to your search. Then, make it your mission to get everything that is out there for you, without spending a penny.

#hihomeownership.org

#communityresources

#planofaction

#lifebeyondyourmeans

#RegencyPark